Bismillah... Assalammualaikum my dear loyal blogreaders.  I am sure all of you must be thinking what happens next after the Forum. I have members of the public asking, to whom can they ask for further assistance in obtaining sound financial advise. Some even raised issues on them having lack of faith in their current financial adviser due to investment losses faced or Missing-In-Action...

Bismillah... Assalammualaikum everyone! Here is the final summary of the forum. Thank you for patiently waiting for the complete set of my summary of the forum. I hope all of you have gained some knowledge through my experiences and enjoyed reading them. So here goes to the final summary which will be the Conclusion (Overview). In Conclusion, as a human, we have to...

Bismillah... Assalammualaikum everyone. This is the 4th of 5 summary of the Forum. In my last blogpost, I touched on "Managing Expenses and Creating Emergency Funds". This blogpost shall be about "Investments and Wealth Distribution". There are two types of investments. Namely Conventional Investments and Afterlife Investments. Before I continue to share with you about Investments, first we need to know how much...

Bismillah. Assalammualaikum to my dear blogreaders.  This summary blogpost is the 3rd of 5 for the Menjana Masa Depan Yang Cerah Forum. Keep on looking out for the upcoming blogpost. Last blogpost I wrote about "Understanding Needs and Wants" and "Financial & Life Plan for different stages of life". In this blogpost, I will be covering about what I shared during my session,...

Bismillah. Assalammualaikum to all my loyal blogreaders. Thank you for waiting patiently for the new blogpost. I am definitely excited to share more information and experiences with all of you. So, here goes... I last stop in the previous blogpost about understanding "What is Financial Planning?" and "The Basics of Financial Planning: Conventional and Islamic". In this blogpost, I will continue with "Understanding...

Bismillah. Assalammualaikum to all my loyal blogreaders. I hope everyone is in the pink of health. Some of you must be wondering why I have gone missing for a month or two from blogging. I have been preparing for my first public speaking ever since I stepped out from the banking sector. The preparation was alhamdulillah great and I enjoyed every single moment....

Bismillah. Assalammualaikum everyone. I would like to wish all my Muslim blogreaders Salam Eid Adha Mubarak. In this blogpost I will be touching on the financial aspects of business. What is business without a capital to start off with? Some may argue with the previous statement that they can start a business without a starting capital. That depends on the type of business...

Bismillah. Assalammualaikum everyone. This is a continuation to my last Friday's blogpost. Have all of you thought through what it takes to be an Entrepreneur? Try ranking the importance of each statements. Here is my idea of ranking it: 1) Get closer to the Creator. (Always have Allah first mentality, because, when you prioritize Allah, Allah will ease our affairs.) 2) Get to...

Bismillah. Assalammualaikum everyone. Salam Jum'ah Mubarak.  This is the start of a new aspect of finance that I will be touching on: Business. Some of us are either born entrepreneurs or self-made entrepreneurs. That aside, lets define what is an entrepreneur. Entrepreneur is a person who organizes and manages any enterprise, especially a business, usually with considerable initiative and risk. An employer of...

Bismillah. Assalammualaikum everyone.  In this final blogpost before I move on to the next topic on business, I'll be writing about how to recover from a financial downfall. I have always heard of clients and friends who have shared with me that they have lost money in their investments or they got unemployed or are tied to debts. I always have this mentality...

Bismillah. Assalammualaikum everyone.  This will be my second last blogpost on individuals before I move on to business aspects. At any point in our life, I am sure that majority of us already had in mind and already implemented the plans of leaving our wealth, before we pass on. Some of us may be penniless and some with large amount of wealth. But...

Bismillah. Assalammualaikum everyone. I have recently posted an article on I-Finance Journey FB page: As promised in my FB page I will translate what was written in this article for the benefit of my readers who are not malay readers. As we all know, money is very important in order to purchase goods and services, unless were are in the period where barter...

Bismillah. Assalammualaikum everyone. Salam Jum'ah mubarak. In this blogpost I will be touching on the topic on Retirement. I understand that majority of us would like to retire when we get older. Some of us ever thought about retiring early and reap the harvest that had been sown over the past years. Have we ever thought how much do we need in order...

Bismillah. Assalammualaikum everyone! I wish all my blogreaders are in the pink of health and may Allah bless you with abundance of wealth. Aamiin. In my last blogpost, I explained about the basic fundamentals of Investment. In this blogpost, I will uncover some advise and tips that I have shared with my ex-clients or friends when they asked me on how do they...

Bismillah. Assalammualaikum everyone.  In this blogpost, I will uncover about Investments. For those of us who are not financial savvy, I may use some technical jargon, but will explain what it means, just in case when you meet your advisers, you will understand what they are actually explaining and providing you. Long Term Investments:  Long investment horizon of more than one year. Short...

Bismillah. Assalamu'alaikum everyone! As promised in my previous post, I will be writing about Getting Married. May Allah bless us with a righteous spouse and marry them because of Allah. This post is based on various interviews that I have done with my parents, cousins, close friends and a handful of my young clients. Not only that, I did some research by reading...

Bismillah. Assalammualaikum everyone! Salam Jum'ah Mubarak! I am sure some of you are waiting for my blogposts. Thank you for your patience in waiting. I ended my last Monday's blogpost on the first Life Cycle Phase-Young (1-25 yrs old). I will cover the rest of the Life Cycle Phases in this blogpost. Here goes... Family Formation (26-35 yrs old): I am sure, majority...